Business Liquidity Ratios
Compare current and quick ratios before and after a proposed business withdrawal. See how Fannie Mae uses the ratios in a cash-flow review.
Agency guidanceSee verification scopeView guideline history
- Source publication
- May 7, 2025
- Last verified
- Nov 9, 2026
- Effective date
- Not yet verified
Current and quick ratios; generally 1.00 or higher, with discretion to document another method.
- Source publication
- Not yet verified
- Last verified
- Nov 9, 2026
- Effective date
- Not yet verified
Assess cash-flow impact of withdrawing business assets; a ratio alone does not establish access or no adverse impact.
- Source publication
- Not yet verified
- Last verified
- Nov 9, 2026
- Effective date
- Not yet verified
Document sufficient liquidity and ability to generate stable income. No Fannie ratio benchmark is applied to this review.
- Source publication
- Not yet verified
- Last verified
- Nov 9, 2026
- Effective date
- Not yet verified
Review business financial strength and allowable withdrawal under the FHA requirements.
- Source publication
- Not yet verified
- Last verified
- Nov 9, 2026
- Effective date
- Not yet verified
Review business stability and availability of income. A ratio does not establish VA eligibility.
Inputs
Start with the example or enter your own figures. You can type dollar amounts above the slider ranges.
Results
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