Effective November 9, 2026
Calculator data
Public and hosted worksheets generally calculate in the browser. Some actions use the site’s services to validate a calculation, store a scenario, or generate a report. If you save a scenario, MortgageRisk stores the inputs and results you choose to save. Workspace administrators and authorized team members may see shared workspace records. Do not enter borrower identities, account numbers, or confidential documents. Printing or downloading a worksheet creates a copy you control.
Accounts and purchases
We store your handle, workspace information, passkey public credential, and session records to operate and secure your account. Stripe processes payments and card details on its hosted pages. We receive information such as your Checkout email, purchase and subscription identifiers, plan, payment status, and renewal dates. We use it to provide access, send purchase and service messages, handle billing, and prevent fraud. MortgageRisk does not receive your full card number. See Stripe’s privacy policy for its handling of payment information.
Support, hosting, and email
We retain support and Enterprise messages, the contact details you submit, and information needed to respond. Cloudflare provides hosting, database, security, and email services and may process request and delivery information. We use operational logs and usage counts to help secure and maintain the service. We do not sell personal information or use calculator inputs for targeted advertising.
Retention and choices
We keep information as needed to operate the service, maintain records, resolve disputes, and meet applicable legal or tax requirements. Workspace settings provide account deletion after active subscriptions are resolved. Account deletion does not erase records Stripe is required to keep or records we must retain for legal, security, or accounting reasons. To request access, correction, or deletion, or to ask a privacy question, contact info@mortgagerisk.link. We may verify your request before acting.