EQUITY INCOME

Fannie Mae RSU Income

Translate documented vested distributions into a monthly worksheet using the Fannie Mae calculation period.

Fannie MaeLast agency guidance update: Oct 7, 2026Last verified: Nov 9, 2026Effective date: Oct 7, 2026

Agency guidanceSee verification scopeView guideline history

Fannie MaeSelling Guide B3-3.3-07 ↗FN-RSU-2026-10

Material guidance update: Oct 7, 2026
Last verified: Nov 9, 2026
Effective date: Oct 7, 2026

The verified continuance change moved the one-time time-based award anchor from the note date to the application date. Other qualifying conditions still require review.

01 / SCENARIO

Inputs

Start with the example or enter your own figures. You can type dollar amounts above the slider ranges.

Check any that apply

Start with the standard inputs. Select an option to see the extra fields.

This is a one-time award or I need a continuance check

The file uses a shorter performance-based history exception

Vesting basis

Distribution type

Gross distributed shares

Documented 200-day share price

Months in entered distribution period

Publicly traded stock

Unrestricted, vested distributions from current employer documented?

Sign-on award included?

02 / WORKSHEET

Results

mortgagerisk.link

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MortgageRisk is independent of the agencies cited. Results are for professional review and do not constitute an underwriting decision or loan approval.

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