EQUITY INCOME

Freddie Mac RSU Income

Model time-based or performance-based restricted stock income using the applicable distribution period.

Freddie MacLast agency guidance update: Dec 4, 2024Last verified: Nov 9, 2026Effective date: Apr 1, 2025

Agency guidanceSee verification scopeView guideline history

Freddie MacGuide 5303.1 and Bulletin 2024-16 ↗FHLMC-RSU-2025-04

Material guidance update: Dec 4, 2024
Last verified: Nov 9, 2026
Effective date: Apr 1, 2025

The published update replaced the 52-week average with a 200-day simple moving average and changed performance history treatment. The resulting formulas were cross-checked against the May 2026 Guide snapshot.

01 / SCENARIO

Inputs

Start with the example or enter your own figures. You can type dollar amounts above the slider ranges.

Check any that apply

Start with the standard inputs. Select an option to see the extra fields.

This is a one-time award or I need a continuance check

The file uses a shorter performance-based history exception

Vesting basis

Distribution type

Gross distributed shares

Documented 200-day share price

Months in entered distribution period

Use 12 months for time-based awards; normally 24 months for performance-based awards.

Publicly traded stock

Unrestricted, vested distributions from current employer documented?

Sign-on award included?

02 / WORKSHEET

Results

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