Other Qualifying Income
Convert documented support, benefits, retirement, interest, dividends, and other recurring receipts to a monthly amount and review the evidence required.
Agency guidanceSee verification scopeView guideline history
- Source publication
- Mar 4, 2026
- Last verified
- Nov 9, 2026
- Effective date
- Not yet verified
Match documentation, receipt history, and duration to the income source.
- Source publication
- Oct 7, 2026
- Last verified
- Nov 9, 2026
- Effective date
- Not yet verified
Six months of full, regular and timely receipt and three years of expected continuance from application.
- Source publication
- Oct 7, 2026
- Last verified
- Nov 9, 2026
- Effective date
- Not yet verified
Fixed and variable distributions use different calculation bases.
- Source publication
- Oct 7, 2026
- Last verified
- Nov 9, 2026
- Effective date
- Not yet verified
Document the note, 12 months of receipt, and three years of continuance.
- Source publication
- Oct 7, 2026
- Last verified
- Nov 9, 2026
- Effective date
- Not yet verified
Continuance and documents depend on the benefit type and whose earnings record supports it.
- Source publication
- Feb 4, 2026
- Last verified
- Nov 9, 2026
- Effective date
- Not yet verified
Different income sources have distinct history and continuance requirements. See the selected income type.
- Source publication
- Not yet verified
- Last verified
- Nov 9, 2026
- Effective date
- Not yet verified
Refer to the FHA TOTAL or manual underwriting sections for the income source.
- Source publication
- Not yet verified
- Last verified
- Nov 9, 2026
- Effective date
- Not yet verified
Confirm stability, duration, and the source-specific documentation.
Inputs
Start with the example or enter your own figures. You can type dollar amounts above the slider ranges.
Results
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