INCOME
Variable Income
Weight current and prior earnings by actual months and compare the current pace with documented history.
Fannie MaeLast agency guidance update: Mar 4, 2026Last verified: Nov 9, 2026Effective date: Jun 1, 2026
Freddie MacLast agency guidance update: Not yet verifiedLast verified: Nov 9, 2026Effective date: Not yet verified
Agency guidanceSee verification scopeView guideline history
Fannie MaeSelling Guide B3-3.3-02 ↗FN-VAR-2026-06
- Material guidance update
- Mar 4, 2026
- Last verified
- Nov 9, 2026
- Effective date
- Jun 1, 2026
March income changes include a consolidated calculation and support for a documented nonrecurring gap. Applies June 1; optional from March 4.
Freddie MacGuide 5303.1 ↗
- Source publication
- Not yet verified
- Last verified
- Nov 9, 2026
- Effective date
- Not yet verified
Compared the May 2026 Guide snapshot for trend and documentation. A current material revision date for the scoped worksheet is not established.
01 / SCENARIO
Inputs
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02 / WORKSHEET
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