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Qualifying Income›Self-Employment Income
INCOME

Self-Employment Income

Build a multi-period cash flow worksheet using reviewed adjustments and ownership percentages.

Tax Return Income Analysis Business Liquidity Ratios
Fannie MaeLast agency guidance update: Not yet verifiedLast verified: Nov 9, 2026Effective date: Not yet verified
Freddie MacLast agency guidance update: Not yet verifiedLast verified: Nov 9, 2026Effective date: Not yet verified
Agency guidanceSee verification scopeView guideline history
Source publication
Not yet verified
Last verified
Nov 9, 2026
Effective date
Not yet verified

Source worksheet reviewed for cash-flow categories. Enter adjustments already verified for the borrower and business.

Source publication
May 1, 2019
Last verified
Nov 9, 2026
Effective date
Not yet verified

Source worksheet reviewed for entity and adjustment categories. Automatic line-by-line tax return eligibility is outside this scope.

01 / SCENARIO

Inputs

Start with the example or enter your own figures. You can type dollar amounts above the slider ranges.

Updates as you edit.
02 / WORKSHEET

Results

mortgagerisk.link

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MortgageRisk is independent of the agencies cited. Results are for professional review and do not constitute an underwriting decision or loan approval.